Draft:Prestatech
| Submission declined on 20 September 2025 by Theroadislong (talk). This submission appears to read more like an advertisement than an entry in an encyclopedia. Encyclopedia articles need to be written from a neutral point of view, and should refer to a range of independent, reliable, published sources, not just to materials produced by the creator of the subject being discussed. This is important so that the article can meet Wikipedia's verifiability policy and the notability of the subject can be established. If you still feel that this subject is worthy of inclusion in Wikipedia, please rewrite your submission to comply with these policies. Your draft shows signs of having been generated by a large language model, such as ChatGPT. Their outputs usually have multiple issues that prevent them from meeting our guidelines on writing articles. These include:
Where to get help
How to improve a draft
You can also browse Wikipedia:Featured articles and Wikipedia:Good articles to find examples of Wikipedia's best writing on topics similar to your proposed article. Improving your odds of a speedy review To improve your odds of a faster review, tag your draft with relevant WikiProject tags using the button below. This will let reviewers know a new draft has been submitted in their area of interest. For instance, if you wrote about a female astronomer, you would want to add the Biography, Astronomy, and Women scientists tags. Editor resources
|  |
Comment: AI garbage Theroadislong (talk) 18:36, 20 September 2025 (UTC)
- Comment: In accordance with Wikipedia's Conflict of interest policy, I disclose that I have a conflict of interest regarding the subject of this article. Christiannoth (talk) 18:27, 20 September 2025 (UTC)
| Company type | Private |
|---|---|
| Industry | Financial technology |
| Founded | 2021 |
| Founders | Christian Nothacker, Luca Terragni, Lorenzo Giusti, Massimiliano Mastalia |
| Headquarters | |
Area served | Europe |
Key people | Christian Nothacker (CEO) |
| Products | Lending APIs, Credit scoring, Document parsing, Transaction analytics |
| Website | prestatech.com |
Prestatech is an European fintech company that provides automated lending and open banking analytics solutions for banks and financial institutions. Its platform uses artificial intelligence and data analysis to help lenders process financial documents and transaction data in real time. Prestatech is headquartered in Berlin, with operations in Milan and New York, and was co-founded in 2021 by Christian Nothacker, Luca Terragni, Lorenzo Giusti, and Massimiliano Mastalia.[1]
History
[edit]Prestatech traces its origins to Prestacap, a digital lending platform launched in 2015–2016 by Christian Nothacker and colleagues.[2] Prestacap focused on online financing for small and medium-sized enterprises (SMEs) in Italy and Germany. The platform was acquired in 2020 by the Italian bank DEPObank S.p.A., but was later bought back by its founders as the basis for a new venture.[3]
Products and services
[edit]Prestatech offers a modular lending platform delivered via APIs, allowing financial institutions to digitize and accelerate their credit processes. Its services include:
- Bank transaction analytics – aggregating and analyzing customer bank account data (via PSD2) to assess cash flow and creditworthiness.
- Intelligent document parsing – extracting and structuring data from financial documents such as bank statements.[4]
- AI-driven credit scoring – generating credit risk scores from transaction history and alternative data rather than traditional bureau reports.
The platform also includes fraud detection modules to verify the integrity of uploaded documents.[4]
Partnerships
[edit]In July 2021, Italian digital bank Banca Aidexa announced a partnership with Prestatech to use its platform for fast SME lending.[5] Aidexa integrated Prestatech’s statement-parsing service and fraud detection modules to streamline loan decision-making.
Prestatech’s platform has also been adopted by Intesa Sanpaolo, Italy’s largest bank.[6] By late 2021, both Aidexa and Intesa Sanpaolo were using Prestatech’s solutions in Italy.[6]
Recognition
[edit]In 2025, Prestatech was included in CNBC’s list of the World's Top Fintech Companies, compiled with Statista, in the "Corporate Fintech Solutions" category.[7]
See also
[edit]References
[edit]- ^ "DEPObank rivende ai fondatori Prestacap che cambia nome in Prestatech e diventa fornitore di tecnologia. Intesa Sanpaolo primo cliente". bebeez.it. 2021-06-23. Retrieved 20 September 2025.
- ^ Nothacker, Christian (9 April 2025). "Wir bauen Finanzierung neu: effizient, digital und datenbasiert". Payment & Banking. Retrieved 20 September 2025.
- ^ "Prestatech company profile". FinTech-Consult.com. Retrieved 20 September 2025.
- ^ a b "Banca Aidexa partners with Prestatech". SimplyBiz. 22 July 2021. Retrieved 20 September 2025.
- ^ "Prestiti veloci, Aidexa punta sulla piattaforma Prestatech". Il Sole 24 Ore. 22 July 2021. Retrieved 20 September 2025.
- ^ a b "Interview with Luca Terragni of Prestatech". Startupbusiness.it. October 2021. Retrieved 20 September 2025.
- ^ "The World's Top Fintech Companies 2025". CNBC. 25 July 2025. Retrieved 20 September 2025.