Draft:Alpian


Alpian SA (commercially known as Alpian) is a Swiss digital private bank regulated by the Swiss Financial Market Supervisory Authority (FINMA).

History

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Alpian was founded in October 2019 as part of an incubation programme by Swiss wealth manager REYL & Cie.[1] In April 2022, the bank secured its FINMA banking licence and announced plans to launch publicly in the third quarter of that year.[2] The public launch occurred in October 2022.[3]

Business development

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Between May 2020 and May 2024, Alpian raised successive funding rounds: CHF 12.2 million in Series A (May 2020), CHF 16.9 million in Series B (April 2021), and CHF 19 million in Series B+ (April 2022).[4][5][6] Alpian is majority-controlled by Fideuram – Intesa Sanpaolo Private Banking.[7]

Financial performance

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In its 2024 financial year, Alpian nearly tripled assets under management to CHF 26.3 million (up from CHF 9.1 million in 2023), but incurred a net loss of CHF 29.4 million, partly due to client acquisition costs of CHF 1.13 million.[8]

Products and services

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Alpian provides digital private banking services designed for the mass-affluent segment—clients with liquid assets between CHF 100,000 and CHF 1 million.[2] It offers multi-currency accounts, payments, metal debit cards in partnership with Visa, and in-app video calls with wealth advisors.[3][9] Customer deposits are protected under Swiss deposit insurance up to CHF 100,000.[10]

Technology and innovation

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As Switzerland’s first fully cloud-native private bank, Alpian leverages generative AI and Google Cloud infrastructure to speed up development cycles and support regulatory compliance.[11]

Notes and references

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  1. ^ "REYL & Cie launches Alpian". Imd. July 2020. Retrieved 12 August 2025.
  2. ^ a b "Digital bank Alpian eyes Swiss launch in Q3". Reuters. 6 April 2022. Retrieved 12 August 2025.
  3. ^ a b "New Swiss bank pitches itself as digital, but not robotic". Swissinfo. 6 April 2022. Retrieved 6 April 2022.
  4. ^ "Alpian raises CHF 12.2 million Series A". Global Ventures. May 2020. Retrieved 12 August 2025.
  5. ^ "Alpian obtains FINMA banking licence and secures CHF 19 million Series B financing". Newswire. April 2021. Retrieved 12 August 2025.
  6. ^ "Alpian closes CHF 76m Series C". Fintechnews.ch. May 2024. Retrieved 12 August 2025.
  7. ^ "Fideuram – Intesa Sanpaolo acquires majority stake in Alpian". StartupTicker.ch. 2024. Retrieved 12 August 2025.
  8. ^ "Swiss Online Bank Alpian Deep in the Red". Finews.ch. 15 May 2025. Retrieved 12 August 2025.
  9. ^ "Swiss Private Neobank Alpian Teams With Visa for Multicurrency Debit Card". PYMNTS.com. 6 September 2022. Retrieved 12 August 2025.
  10. ^ "Swiss deposit insurance scheme". esisuisse. Retrieved 12 August 2025.
  11. ^ "How Alpian is redefining private banking for the digital age with gen AI". Google Cloud. 4 June 2025. Retrieved 12 August 2025.