Draft:Morpho
 | Review waiting, please be patient.
This may take 7 weeks or more, since drafts are reviewed in no specific order. There are 2,686 pending submissions waiting for review.
Where to get help
How to improve a draft
You can also browse Wikipedia:Featured articles and Wikipedia:Good articles to find examples of Wikipedia's best writing on topics similar to your proposed article. Improving your odds of a speedy review To improve your odds of a faster review, tag your draft with relevant WikiProject tags using the button below. This will let reviewers know a new draft has been submitted in their area of interest. For instance, if you wrote about a female astronomer, you would want to add the Biography, Astronomy, and Women scientists tags. Editor resources
Reviewer tools
|
| Submission declined on 19 September 2025 by DoubleGrazing (talk). This submission appears to read more like an advertisement than an entry in an encyclopedia. Encyclopedia articles need to be written from a neutral point of view, and should refer to a range of independent, reliable, published sources, not just to materials produced by the creator of the subject being discussed. This is important so that the article can meet Wikipedia's verifiability policy and the notability of the subject can be established. If you still feel that this subject is worthy of inclusion in Wikipedia, please rewrite your submission to comply with these policies.
Where to get help
How to improve a draft
You can also browse Wikipedia:Featured articles and Wikipedia:Good articles to find examples of Wikipedia's best writing on topics similar to your proposed article. Improving your odds of a speedy review To improve your odds of a faster review, tag your draft with relevant WikiProject tags using the button below. This will let reviewers know a new draft has been submitted in their area of interest. For instance, if you wrote about a female astronomer, you would want to add the Biography, Astronomy, and Women scientists tags. Editor resources
This draft has been resubmitted and is currently awaiting re-review. |  |
| Submission declined on 18 September 2025 by Perryprog (talk). A large number of the sources you currently have either led to dead links, or had titles that were from articles from different publishers. I've fixed a few, but several I was unable to. Non-existent citations are very often generated by LLMs, and (while I'm not accusing you) I'd greatly discourage their use in working on this draft for reasons such as exactly this. In any case, please fix the remaining citations that I've tagged as "dead link" in the references citation. Declined by Perryprog 8 days ago. | |
Comment: This is just you telling the world about your client, and that is considered pure promotion here. We don't want a company presentation, we want to see what reliable and entirely independent secondary sources have said about this business, and what in their view makes it worthy of note. As it stands, this draft cites no such sources. DoubleGrazing (talk) 09:00, 19 September 2025 (UTC)
- Comment: In accordance with the Wikimedia Foundation's Terms of Use, I disclose that I have been paid by my employer for my contributions to this article. Nathanluckhurst (talk) 11:28, 18 September 2025 (UTC)
| Formation | 2022 |
|---|---|
| Founder | Paul Frambot and co-founders |
| Type | Decentralized autonomous organization |
| Purpose | Decentralized finance |
| Headquarters | Decentralized / on-chain |
Area served | Worldwide |
| Products | Morpho V0 · Morpho V1 · Morpho V2 |
| Website | morpho |
Morpho is an open-source decentralized finance (DeFi) lending network built on Ethereum and other EVM-compatible blockchains. Founded in 2021, Morpho enables businesses and financial applications to create and access custom lending markets.
The project has raised more than US$70 million from investors, including a16z, Ribbit Capital, Variant, Coinbase Ventures, Pantera, and Nascent.[1] In 2024, Morpho was listed in Forbes 30 under 30 with recognition for their achievements in Europe - Finance.[2]
Protocol History
[edit]2022-2023: Founding and Fundraising
Morpho was founded in August 2021 by Paul Frambot, Merlin Egalite, Julien Thomas, and Mathis Gontier Delauney as a blockchain-focused research and software development firm.
As the CEO, Frambot secured a $1 million seed round in September 2021 during his final year as a fourth-year engineering student, followed by a $18 million investment from Andreessen Horowitz and Variant in June 2022.[3]
Morpho launched in June 2022 with Morpho V0 (the "Morpho Optimizer"), a peer-to-peer layer built on top of Aave and Compound.[4]
2024-Present: Protocol Development
In January 2024, Morpho introduced Morpho V1 an immutable protocol featuring Morpho Markets and Morpho Vaults, a modular, permissionless architecture with curated vaults and markets.[5]
In August 2024 the project raised $50 million in a strategic funding round led by Ribbit Capital, an early-stage investor in fintech firms including Robinhood, Revolut and Coinbase.[6]
In June 2025, Morpho announced Morpho V2, a fixed-rate, fixed-term lending protocol described as infrastructure for institutional-scale onchain lending.[7]
Design Philosophy
[edit]Morpho’s stated mission is to build open, permissionless financial infrastructure. The network emphasizes minimizing intermediaries and enabling capital allocation by market forces.[8]
Adoption
[edit]Morpho has been integrated into platforms including Coinbase, Crypto.com, Gemini, Bitpanda, and others.[9]
The network is also cited as a leader in the "DeFi mullet" model[10], where centralized platforms serve as user-facing frontends backed by decentralized protocols.[11]
Governance
[edit]Morpho is governed by the Morpho DAO through its MORPHO token. Proposals are discussed in community forums and executed through onchain voting mechanisms.[12]
References
[edit]- ^ Squiffs (2025-01-14). "Morpho TVL Up 150% Since its Token Launch - "The Defiant"". thedefiant.io. Retrieved 2025-09-23.
- ^ "Morpho". Forbes. Retrieved 2025-09-23.
- ^ Betz, Brandy (2022-07-12). "A16z, Variant Lead $18M Round for Lending Protocol Morpho Labs". CoinDesk. Retrieved 2025-09-19.
- ^ Frambot, Paul (2025-06-25). "Morpho V2: Liberating the Potential of Onchain Loans". morpho.org. Retrieved 2025-09-23.
- ^ Walden, Jesse (2024-08-01). "Investing in Morpho (Again)". blog.variant.fund. Retrieved 2025-09-23.
- ^ Manoylov, MK (2024-08-14). "Ribbit Capital leads $50 million raise for decentralized lending developer Morpho". The Block. Retrieved 2025-09-23.
- ^ Aliaga, Lilian (2025-06-19). "Morpho V2: An intent-based platform to power on-chain lending". oakresearch.io. Retrieved 2025-09-23.
- ^ Frambot, Paul (2023-06-30). "The Two Paths Ahead for DeFi: Decentralized Brokers vs. Protocols". Retrieved 2025-09-18.
- ^ Davidson, Alisa (2025-09-03). "Crypto.com Expands DeFi Lending To Include Morpho USDC Vaults". MPost. Retrieved 2025-09-03.
- ^ Egalite, Merlin. "DeFi mullet". CoinMarketCap Academy. Retrieved 2025-09-18.
- ^ Allison, Ian (2024-04-19). "DeFi's Path to Mass Adoption Goes Through Fintech Firms, Centralized Exchanges, Morpho Labs Chief Says". CoinDesk. Retrieved 2025-09-23.
- ^ "Morpho DAO governance forums". Retrieved 2025-09-19.
- in-depth (not just brief mentions about the subject or routine announcements)
- reliable
- secondary
- strictly independent of the subject
Make sure you add references that meet all four of these criteria before resubmitting. Learn about mistakes to avoid when addressing this issue. If no additional references exist, the subject is not suitable for Wikipedia.