Draft:CapitalBox
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Submission declined on 18 September 2025 by Pythoncoder (talk).
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| Submission declined on 17 September 2025 by Pythoncoder (talk). Your draft shows signs of having been generated by a large language model, such as ChatGPT. Their outputs usually have multiple issues that prevent them from meeting our guidelines on writing articles. These include:
This submission appears to read more like an advertisement than an entry in an encyclopedia. Encyclopedia articles need to be written from a neutral point of view, and should refer to a range of independent, reliable, published sources, not just to materials produced by the creator of the subject being discussed. This is important so that the article can meet Wikipedia's verifiability policy and the notability of the subject can be established. If you still feel that this subject is worthy of inclusion in Wikipedia, please rewrite your submission to comply with these policies. Declined by Pythoncoder 16 days ago. | |
| Submission declined on 16 September 2025 by Aydoh8 (talk). Your draft shows signs of having been generated by a large language model, such as ChatGPT. Their outputs usually have multiple issues that prevent them from meeting our guidelines on writing articles. These include: Declined by Aydoh8 17 days ago.
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| Submission declined. This submission is not adequately supported by reliable sources. Reliable sources are required so that information can be verified. If you need help with referencing, please see Referencing for beginners and Citing sources. The reviewer(s) who declined this submission will be listed in the page history. | |
 CapitalBox logo (2025) | |
| Company type | Subsidiary |
|---|---|
| Industry | Financial services, Fintech |
| Founded | 2015 |
| Founder | Ferratum Group (now Multitude SE) |
| Headquarters | Stockholm , Sweden |
Area served | Europe |
Key people | Mantvydas Štareika (CEO) |
| Products | Unsecured SME loans, Secured loans, Business credit lines, Invoice financing (factoring) |
| Parent | Multitude SE |
| Website | capitalbox.com |
CapitalBox is a European financial technology company that lends to small and medium-sized enterprises (SMEs). Founded in 2015 as part of the Ferratum Group (now Multitude SE), the company offers unsecured and secured loans, credit lines and invoice financing. CapitalBox is headquartered in Stockholm, Sweden,[1] and by 2023 was reported to serve over 20,000 SME customers across several European countries.[2]
History
[edit]CapitalBox was established in 2015 as Ferratum Business, the SME lending unit of the Finnish Ferratum Group.[3] The unit was rebranded as CapitalBox in 2020.[4]
In October 2020, CapitalBox acquired the Dutch operations of Spotcap, an online lender, expanding its presence in the Netherlands.[5]
Ferratum Group officially changed its name to Multitude SE in 2021.[6] Mantvydas Štareika was appointed as CapitalBox CEO in 2022.[7]
Operations
[edit]CapitalBox operates in Sweden, Finland, Denmark, Lithuania and the Netherlands.[8] It provides digital business loans, credit lines, invoice financing and secured loans.[9][10][11]
Market Coverage
[edit]Analysts have noted CapitalBox’s role in addressing the SME lending gap in Europe.[12] In 2025, The Fintech Times mentioned CapitalBox in relation to regulatory changes affecting European fintech firms.[13]
Sponsorships
[edit]Independent media in Sweden reported that CapitalBox has advertised with pole vaulter Armand Duplantis and discus thrower Daniel Ståhl.[14]
In Finland, athletics media reported CapitalBox’s support of Duplantis, Ståhl, Kristiina Mäkelä and Senni Salminen as part of a sponsorship programme.[15]
In motorsport, CapitalBox has a partnership with Secto Rally Finland[16] and supports Finnish rally driver Sami Pajari.[17]
References
[edit]- ^ Capitalbox.com. "Company website". Retrieved 24 September 2025.
- ^ Payment Expert. "FinTech Interview with Mantvydas Starieka, Chief Executive Officer at Capital Box". 3 October 2023. Retrieved 24 September 2025.
- ^ UK Tech News. "Ferratum Capital Germany GmbH: Ferratum publishes 9M 2020 results". 16 November 2020. Retrieved 24 September 2025.
- ^ Fintech Futures. "CapitalBox acquires Spotcap NL". 21 October 2020. Retrieved 24 September 2025.
- ^ Multitude SE. "Finnish-born FinTech Multitude AG Celebrates 20 Years of Growth and 10 Years on the Frankfurt Stock Exchange". 2025. Retrieved 24 September 2025.
- ^ Multitude press release. "Multitude SE: Mantvydas Štareika starts to head CapitalBox as Tribe CEO and joins the leadership team". 13 December 2022. Retrieved 24 September 2025.
- ^ TechRound. "About CapitalBox". 30 April 2024. Retrieved 24 September 2025.
- ^ CapitalBox website. "Partnerships: Business financing for your SME customers". Retrieved 24 September 2025.
- ^ FF News. "CapitalBox Launches SME-Focused Collateral Lending". 16 February 2024. Retrieved 16 September 2025.
- ^ Fintech Baltic. "Sweden’s Capitalbox Acquires Denmark’s Invoice Purchasing SME Specialist Omniveta". 5 March 2024. Retrieved 24 September 2025.
- ^ IBS Intelligence. "Addressing the SME lending gap in Europe". 26 September 2024. Retrieved 16 September 2025.
- ^ The Fintech Times. "2025 and Beyond: What Regulations Will Impact AI Used in Customer Service?". 9 February 2025. Retrieved 24 September 2025.
- ^ NU.se. "Mondo Duplantis sponsor: CapitalBox gör reklam med Duplantis och Ståhl". 14 May 2024 (in Swedish). Retrieved 16 September 2025.
- ^ Yleisurheilu.fi. "CapitalBox tukee yleisurheilua ja yrittäjyyttä – Duplantis, Ståhl, Mäkelä ja Salminen korostavat tiimin tärkeyttä". 6 March 2024 (in Finnish). Retrieved 16 September 2025.
- ^ Secto Rally Finland. "CapitalBox ja Secto Rally Finland vauhdittavat yrittäjyyttä ja urheilua yhdessä". 23 June 2025 (in Finnish). Retrieved 16 September 2025.
- ^ Arctic Rally Finland. "Defender Joins the Celebrations at the 60th Arctic Lapland Rally in Rovaniemi, Finland". 11 January 2025. Retrieved 16 September 2025.
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